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What is The Process?
Simply complete the brief online form. After submission, it can take up to 3 minutes to
receive a decision. If your application is approved, you'll be directed to the lender's website, where
you'll be provided with details like the interest rate and payment terms. At this stage, you're under no
obligation to accept the funding offer, despite being approved. If you don’t like the terms, you can try
applying again.
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How Soon Can I Receive Funds?
Once approved and processed, funds can be deposited into your account swiftly, usually as
soon as the next business day, depending on the lender. Some lenders offer same day funding.
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Am I Eligible?
To qualify, your monthly income should exceed $1,000, and you need to have a job or a
reliable income source from retirement, benefits, etc. While some lenders prefer employment, you must be at
least 18 years old and a U.S. citizen. Military members may encounter fewer lender options due to compliance
with the Military Lending Act, potentially reducing approval chances. Each lender may have specific
requirements beyond these minimums.
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Will Applying Impact My Credit Score?
Short-term lenders may use a credit reporting agency, not limited to Equifax, Experian, or
Transunion to evaluate your credit worthiness. Lenders may also consider their internal scoring criteria -
focusing on income, repayment ability, and the borrower's payment history with other lenders.
PulsarFunds.com will never pull your credit.
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Is Direct Deposit Necessary?
Direct deposit of your paycheck is preferred by lenders and may be mandated by some.
However, most lenders do require an active checking or savings account for deposit of loan proceeds.
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Are there any fees?
PulsarFunds.com does not charge an application fee. It’s a free service.
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Does Bankruptcy Disqualify Me?
Some lenders in the PulsarFunds.com network consider factors beyond credit
history, meaning bankruptcy may not necessarily disqualify you. Approval decisions are solely at the
lender's discretion, considering various elements including and beyond the borrower's credit history.
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How Do You Ensure Security of My Data?
We employ 256-bit SSL encryption, an industry standard that safeguards your sensitive
information (such as your bank routing number or social security number). Your information is secure with
us. We prioritize the confidentiality of your information, disclosing it only when necessary to connect you
with a lender or in adherence to our privacy policy and terms of service. Your explicit consent is always
sought before sharing your details with any other third-party product or service. Once linked with a lender
or another third party, you become subject to their terms of service, privacy policy, and additional
policies.
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Your Rights, Unsubscribe and Opt-Out
You have the following rights concerning your personal information:
- Access: Request access to the personal information PulsarFunds holds about you.
- Correction: Request corrections to inaccurate or incomplete personal data.
- Deletion: Request the deletion of your personal information under certain
circumstances.
- Opt-Out: Opt out of receiving SMS messages from PulsarFunds at any time.
To exercise these rights, you may:
- Contact our support team at: info@pulsarfunds.com
- Reply STOP to any SMS message to unsubscribe
- Reply HELP to receive assistance
To opt out of marketing emails or deactivate your account, send a certified mail to our address or email
us
at
comply@leadorbit.com. Even if you opt out of marketing, we
will
still send
essential service messages.